AXA have recently introduced a new medical insurance policy just for children.

The policy will not provide cover for pre-existing medical conditions (much like AXA’s Income Protection cover) but does include:-

  • Hospital charges for treatment in a hospital listed in the Directory of Hospitals.
  • Hospital charges for treatment in any hospital in the United Kingdom.
  • Consultation/specialist fees.
  • Diagnostic tests such as x rays, blood tests to help identify the cause of the symptoms
  • Radiotherapy/chemotherapy
  • Operations or other invasive surgical procedures

You should note that if the above benefits are available on the NHS within six weeks of the date on which the treatment should be undertaken, then your child must use the NHS.

The policy not only allows accommodation for one parent to stay with a child aged under 11 years that is covered on the policy and a private ambulance, but also extends to include the cost of a nurse to administer intravenous chemotherapy for the treatment of cancer, or intravenous antibiotics at home.

Costs vary depending on the number of children to be included in the policy.

Furthermore, AXA are also offering one month’s free cover and a £20 M&S voucher when you join online.

AXA also offer cover for Life Insurance, Critical Illness Cover and Income Protection.